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Papers On Accounting & Personal Finance
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Bank Comparison
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A 10 page paper comparing Bank of America and Charter One Bank, discussing their points of focus and differing positions in their markets. The paper discusses Bank of America more fully in that it is the largest retail bank in the country. The paper discusses issues of profitability, liquidity and regulation. Bibliography lists 7 sources.
Filename: KSbankComp.rtf

Bank Merger and Acquisition
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A 3 page paper discussing the factors that may be present and contribute to value for acquiring banks in mergers and acquisitions. The factors identified are greater cost efficiencies, enhanced revenues, effective integration and potential tax benefits under Section 197 of the Internal Revenue Code. Bibliography lists 5 sources.
Filename: KSbankMerg.rtf

Bank Mergers
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A 5 page discussion of legal issues and considerations in bank mergers. Primary focus is upon the Federal Bank Holding Company Act and Bank Merger Act. Bibliography lists 5 sources.
Filename: Bankmerg.wps

Bank Mergers and Related Decline in Customer Service
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This 5 page paper discusses how decisions made by financial institutions decision to merge leads to a decrease in customer service and increases the motivation for cross-selling of products such as insurance. The report looks specifically at the Canadian banking system as an example. Bibliography lists 5 sources.
Filename: Bankcust.wps

Bank of America; A Case Study
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This 7 page paper considers this major bank. Fort the paper looks at risk management, and how this has changed over the years. Using loan examples the paper discusses the risk assessment, measurement and management strategies. The paper then looks at the developments in the bank in terms of e-banking and internet, and the placement of the bank top maximise on potential opportunities. The bibliography cites 6 sources.
Filename: TEbankam.wps

Bank Of American Control Mechanisms
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A 4 page paper. The first section of the paper discusses control mechanisms at this bank. There is one specific mechanism reported and the others are more general. The second part of the paper discusses how these mechanisms affect the four functions of management. Bibliography lists 3 sources.
Filename: PGbofa.RTF

Bank of Scotland
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This 5 page paper examines the strategy of the Bank of Scotland, now part of the Halifax Bank of Scotland group (HBOS). The paper looks at how the bank chooses to compete, what segment of the market is targeted and how, the impact of macro some macro factors and the importance f elements such as price and promotion in the strategy. The bibliography cites 4 sources.
Filename: TEbanksc.rtf

Bank Performance In The U.S. Since 1980
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A 5 page paper that discuses different aspects relative to bank performance and profitability. Both profitability and ROA have changed dramatically since 1980. These data are offered in three illustrations. Also, factors that have been shown to affect perfrmance are discussed. Bibliography lists 8 sources.
Filename: PGbank20.wps


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