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Papers On Accounting & Personal Finance
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Factors to Consider When Investing in Real Estate
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5 pages. We have all seen the ads touting individuals who have made millions by investing in real estate. And while it is true that property investments can be a valuable asset to any portfolio, there are many factors to consider when one faces a decision in real estate investments. This paper serves to consider some of the principal factors which investors should consider when making a decision to invest in the real property market. Bibliography lists 3 sources.
Filename: JGArlest.wps

Failure Of The Gold Standard In The Interwar Years
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3 pages in length. As economically advantageous as the gold standard originally seemed at the turn of the century, it ultimately proved "insufficient for achieving economic stability during the interwar period" (Bordo, no date), which inevitably paved the way for the Great Depression. That the Bretton Woods system provided for the adjustable-peg exchange-rate to uphold an indirect connection with gold did not influence its eventual failure due to "inadequate policy tools and theory" (Bordo, no date), a lethal combination that would at last be instrumental in creating managed float and the 1970's Great Inflation. Bibliography lists 4 sources.
Filename: TLCGoldS.rtf

Fair Value Accounting
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This 4 page paper examines the use of fair value accounting, looking at what it is the how it is used according to various IAS and IFRS regulations. The paper then uses IAS 39 as an example to explore how this can impact on annual company accounts. The bibliography cites 5 sources.
Filename: TEfairval.rtf

Family’s Effects on the Macroenvironment
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A 5 page paper discussing changes in family structure since before the Great Depression, the economic changes that structural change has caused, and ways that economic changes have influenced family structure. The paper traces structural and economic changes from the 1930s, placing the evolution within the ISLM model. It concludes that teens work in order to support their cars and their buying habits. The number of single-parent families has skyrocketed over the past two decades, and even intact families find that they need two incomes in order to live as they wish. Currently, there is no end in sight as American business continues to change as it increasingly shifts from manufacturing to services. Bibliography lists 8 sources.
Filename: KSeconMacFam.rtf

Fannie Mae
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A 14 page paper that offers a comprehensive discussion and examination of Fannie Mae. The Federal National Mortgage Association, Fannie Mae, was originally chartered in 1937. Today, Fannie Mae is the largest buyer of mortgages for single-family homes in the nation. It does not act as the mortgage originator, instead, it buys the mortgages from the primary lenders. This paper introduces Fannie Mae discussing its operation and purpose. The essay than provides historical background of Fannie Mae, which leads into a discussion of the mortgage industry and also describes technological advances Fannie Mae is using and how these affect its operations. The next section presents a SWOT of Fannie Mae. The final section is recommendations for Fannie Mae. An executive summary is included. 1 Table reporting the most recent revenue and profits for the institution is included. Bibliography lists 10 sources.
Filename: PGfnmae.rtf

Farming / In a Keynesian World
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A 3 page essay which states that the budget surplus should be applied to the various farm economic protection bills for the simple reason that farming cannot in any way respond to a Keynesian-based economy, and countries who do not feed their citizens become Third World countries. Bibliography lists 2 sources.
Filename: Keynesin.wps

FASB & New Regulations
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A 9 page paper. The FASB is charged with formulating standards for accounting reporting, dictating the form and structure of the annual reports every public company must file with the Securities and Exchange Commission (SEC), superficially it would seem that there would be very little need for any change in form or even that form would be dictated at all except for the purposes of uniformity. The fact is, however, that accounting standards do change in response to changing business practices and environments. The decade of the 1990s has witnessed more of that change in business practice more than at any other time, and the FASB has been busy trying to keep up. Bibliography 8 sources.
Filename: Fasb.wps

FASB and Accounting Guidance for Consolidation of Special-Purpose Entities
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This 7 page report discusses the Financial Accounting Standards Board’s (FASB) anticipated approval of an Exposure Draft attempting to establish appropriate guidance and standards for the consolidation of special-purpose entities (SPE) may result in implementation of procedures that, hopefully, will clarify rules and applications. The reason such an issue is of particular concern at this point in time is the fact that the inappropriate accounting practices at Enron included the use of SPEs and the ways in which the venerable Arthur Anderson accounting firm chose to look away from how SPEs were being used there. Bibliography lists 8 sources.
Filename: BWfasb.rtf


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