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Papers On Accounting & Personal Finance
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FINANCIAL INTERMEDIARIES AND WHY THEY EXIST
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This 2.5-page paper focuses on the business of financial intermediaries and their importance to the economy. Bibliography lists 3 sources.
Filename: MTfinter.rtf

Financial Investment Losses; Three Corporate Case Studies
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This 8 page paper consider three cases of large corporate losses; These are the near collapse of the Long-Term Capital Management fund, Sumitomo Corp's $2.6 billion loss in June of 1996 and Proctor and Gamble's 1994 loss of $157 Million. The writer examines each of these cases to outline the reasons for the losses and the way in which the investment decisions were flawed. The bibliography cites 5 sources.
Filename: TElosses.wps

Financial IQ as a Function of Age and Sex
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A 6 page paper reporting the results of a survey of individuals regarding their knowledge of personal finance. The study surveyed three groups of 28 individuals each, in age groups ranging from 30 to over 50. The hypothesis, that financial IQ increases with age, was not supported by the results of statistical analyses of raw data. One of the limitations mentioned is that the study should have included college students and adults in their 20s. Bibliography lists 5 sources.
Filename: KSpsycFinIQ.rtf

Financial Issues; Market Efficiency, Sources of Capital and Dividend
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This 12 page paper looks at three different financial issues that are important for management to understand. The first issue is the assessment and concept of efficiency in capital market, looking at Efficient Market Hypothesis. The second issue considers potential sources of capital and the advantages and the disadvantages associated with each source. The last section considers the role and importance of dividends. The bibliography cites 15 sources.
Filename: TEmarkeff.rtf

Financial Liability; A Case Study
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This 10 page paper considers a complex case provided by the student which involves a stockbroker and a client where trading has taken place over the clients limit resulting in the client owing money to the stockbroker. The client wishes to defend this and also make a counter claim for losses. The writer consider contract law, SFA regulations and the law of tort. This paper is based on English law. The bibliography cites 10 sources.
Filename: TEfintrt.rtf

Financial Management
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This 36 page paper considers different aspects of financial management. The paper is written in six parts which show hw to conduct a ratio analysis of some financial accounts, the example in the paper uses Hanson PLC, the value of life cycles costing as a way of controlling expenditure, overhead costing with examples of how overheads may be distributed, contribution per unit and the way that break even points, how to use general information to draw up a profit and loss account and a balance sheet, including discussion on what can and cannot be included. The paper then considers the proposed changes with FRED 22 which it the revision of FRS 3 and the different tools that can be used for investment assessment, including but not limited to NPV and IRR. The bibliography cites 16 sources.
Filename: TEfinmg1.rtf

FINANCIAL MANAGEMENT AND ACCOUNTING: JOB TASKS
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This 15-page paper focuses on tasks and job descriptions of financial managers and accountants, for purposes of putting together a potential "job" that such a person might have in a computer services company. Bibliography lists 4 sources.
Filename: MTfnmgjo.rtf

Financial Management Issues
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This 5 page paper looks at some issues seen in financial management. The paper discusses sources of capital and the impact of sources on capital structure, market efficiency and agency theory. The bibliography cites 7 sources.
Filename: TEfinmanissue.rtf


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