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Papers On Accounting & Personal Finance
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Financial Report of the City of Scottsdale, Arizona
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A 3 page paper discussing points of disclosure made in the annual report of the City of Scottsdale for FY2003/2004. For its efforts, the City won the Distinguished Budget Presentation Award for FY2003/2004 from the Government Finance Officers Association of the United States and Canada (GFOA). Bibliography lists 2 sources.
Filename: KSacctRptAZ.rtf

FINANCIAL REPORTING AND ETHICS
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This 6-page paper focuses on ethics and accounting. Discussions include the various roles of organizations such as the SEC and FASB and a general discussion about financial reporting and ethics. Bibliography lists 5 sources.
Filename: MTfireet.rtf

Financial Reporting Practices in the United States of America
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This 6 page paper examines various terminology as well as the state of financial reporting in America. Bibliography lists 4 sources.
Filename: SA815fin.rtf

Financial Risks of Diversification
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Companies choose to expand and diversify for many reasons, this 4 page paper considers the different risks, such as exchange rate fluctuations, interest rate risk, inflation risk and political risk, as well as the potential benefits such as spread of risk and increased income. The bibliography cites 6 sources.
Filename: TEfinrisk.rtf

Financial Services in a Global Context
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A 4 page paper discussing the financial service industry in an international context, including their influence in the hospitality industry. Financial institutions have the ability to touch all aspects of business operation in the global economy, and their involvement in those business transactions will only increase in the future as the global economy continues to expand. Bibliography lists 6 sources.
Filename: KSfinIntlMkts4.rtf

Financial Services Products
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This 6 page paper outlines the characteristics and tax treatment of whole of life assurance policies, unit trust, ISA’s, endowment policies, management bonds, term assurance, annuities and pension schemes. The paper is written with reference to the UK. The bibliography cites 3 sources.
Filename: TElifea1.rtf

Financial Services Risk Management
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A 13 page consultant’s report. A large financial services organization has posted impressive returns in recent years and its traders are among the best in the industry. The company has a poor image with the customer, however, and the Chairman is concerned with the increasing levels of risk that traders undertake in order to continue gaining those impressive returns. The Chairman has retained a risk management consultant to assess the situation. The report ends with recommendations for the company. Bibliography lists 8 sources.
Filename: KSfinRskMgFinS.rtf

Financial Services; Issues and Mis-selling
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This 18 page paper is written in 3 parts. The first part looks at the issues that Callum McCarthy, McCarthy, the Chairman of the Financial Services Authority (FSA) argued were necessary for an efficient financial services market to exist. The second part of the part look at the problems and issues in the way any mis-selling of financial products needs to be assessed. The last, and largest part of the paper examined the pensions scandal of the late 1990’s, examining what to many pension were mis-sold. The bibliography cites 4 sources.
Filename: TEFSpens.rtf


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