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Papers On Accounting & Personal Finance
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General Motors
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This 14 page paper examines the finial position of General Motors from the 2002 and 2001 annual accounts. The paper considers how these accounts may be used to project the future value of the company. The paper also includes other information that would be useful in any investment analysis, such as industry background and a ratio analysis. The bibliography cites 5 sources.
Filename: TEgenmot.rtf

Genset Case Study
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This 5 page paper answers seven question asked by the student regarding an initial public offering (IPO)by Genset, the advantages and disadvantages of a public offering compared to a private offering and what factors may determine the success of an IPO. The questions are answered using a case study provided by the student. The bibliography cites 3 sources.
Filename: TEgenset.rtf

George Wimpey
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This 9 page paper examined the company George Wimpey PLC, looking at the group annual accounts for the financial year 2005. The paper examines the sources of capital, cash flow, earnings per share and dividend policies. The bibliography cites 10 sources.
Filename: TEwimpey05.rtf

Georgian and Louisiana Tax Comparison
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This 3 page paper compares income, property and sales tax for the states of Georgia and Louisiana. The paper uses an example of a single person with a salary of $50,000 and property worth $125,000 to perform example calculations to illustrate the comparison. The bibliography cites 2 sources.
Filename: TEtxlaga.rtf

GERMANY AND FRANCE: THE DOWNWARD SPIRAL
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This 5-page paper discusses the economies of France and Germany and why the German economy is in trouble. Also under discussion is the appointment of Jean-Claude Trichet to the position of President of the European Central Bank, and what this won't need for the European economy as a whole. Bibliography lists 5 sources.
Filename: MTgerfra.rtf

Germany’s Economic Position
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A 3 page paper discussing Germany’s recent economic history and current position in late 2004. Germany has been dispensing with structural rigidities governing labor and business operations for some time, and it is showing signs of climbing out of the bottom of the business cycle. Germany needs to continue to become more business-friendly. Lower tax rates could provide impetus for businesses to seek to grow, and relaxed labor laws could provide incentive for businesses to add jobs. The promise of employment should improve consumers’ confidence in the economy, with the result that both business and consumers contribute a greater share to growth of the German economy. Bibliography lists 2 sources.
Filename: KSeconGermany.rtf

Getting to "Yes" with a Bank Lending Officer
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A 5 page paper discussing the items and assurances that a banker will want to see from a small business seeking a loan. Such a loan will not be made for a startup business, but for one that has a demonstrated track record. Small businesses often cannot keep pace with their own growth. This is where a solid relationship with a bank or similar lender is advantageous for the business. Even though such a relationship may exist, the business still will need to demonstrate an ability to repay the loan as well as the ability to remain in business. The banker will want to see an accounting of how the funds will be used and what the anticipated return is. Collateral may or may not be useful, depending on the type of business and how useful the collateral could be to the bank in the case of default. Bibliography lists 5 sources.
Filename: KSbankLendSm.rtf

Getting Value from Internet Banking
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Written in the style of an article this 10 page paper looks at the presence and growth of internet banking in the UK and how this benefits both the banks and the customers. It is argued that to maximize the returns and create competitive advantages the banks need to manage the supply chain and create a value chain that can be leveraged. The bibliography cites 9 sources.
Filename: TEintbanking.rtf


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