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Papers On Accounting & Personal Finance
Page 257 of 518

Interest Rates And New Housing Starts
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A 6 page paper that discusses the relationship between interest rates and new housing starts. Also discussed is whether or not the attacks on September 11 had an effect on new housing starts. In 2001, mortgage interest rates were the lowest they had been in 30 years. This essay reports data in terms of numbers of new housing starts and average interest rates for four years 2000-2003. Statistical data included. 1 Table included. Bibliography lists 7 sources.
Filename: PGinhs.rtf

Interest Rates and the Federal Reserve System
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This 4 page PowerPoint presentation relays basic information about how the Fed Sets interest rates. Free speaker notes included. Bibliography lists 3 source.
Filename: SA746Fed.rtf

Interest Rates' Effect on the National Economy
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A 7 page paper discussing how interest rates and national economic growth are interrelated. Though called "the dismal science," economics provides a fascinating field of study, particularly in macroeconomics, that larger portion of the economy involving interest rates and GDP. Understanding the effect of interest rate manipulation also serves to make more sense of it. The paper also provides a general US economic history from the 1960s through 1990s. Bibliography lists 4 sources.
Filename: KSintRtsGDP.wps

Interest Rates' Real Track
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A 5 page paper examining just where interest rates might go. Since 1991, the US economy has been in a slow, steady expansion mode that seems to have no inclination to stop any time soon. Forecasted growth consistently is 2.5 to 3.5 percent; observed growth is consistently higher, but still only slightly above 4 percent. That rate is not one that needs to be curbed in order to control inflation, and in fact, inflation incredibly seems to be controlling itself. The only valid reason for increasing interest rates is to prevent the economy from growing so quickly that inflation begins to escalate, so it is unlikely that there will be any increase in either short- or long-term rates, but it is possible that they will decline even further. Bibliography lists 6 sources.
Filename: Interate.wps

Interest Rates, Inflation, & The Federal Reserve
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4 pages in length. Still quite useful as a model, this paper discusses how current events during the last quarters of 1995 led the Federal Reserve to push interest rates up higher and increase inflation -- despite warnings from economists to do otherwise. No Bibliography.
Filename: Infltion.wps

Interest Rates; Causes and Effects
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This 18 page paper examines careful the effects interest rates have on both a business and an economy directly and indirectly. The first part of the paper consider the effects of an interest rate change on a business, considering the direct impact on the companies own finances and the indirect effect due to the influence on its customers as well as the economy in general. The second part of the paper then considers the causes of interest rate changes and explains how the control of inflation may be seen as the principle use of interest rates as a controlling mechanism. This section also considers the role of supply and demand as well as the fisher effect on the economy and interest rates. The paper has been written with the Australian economy in mind, but can equally be applied to other economies. The bibliography cites 15 sources.
Filename: TEintrat.wps

Internal Accounting Controls
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A 4 page paper discussing the Accounts Payable process at Jamona.com for the purpose of assessing controls that exist and recommending others that the company could use to improve internal control. The process given for Jamona.com appears to create opportunity for an individual within Accounts Payable to be able to embezzle funds at will. It needs to "complicate" its process to the extent that it would be more difficult for a would-be thief to steal from the company through Accounts Payable. At minimum, it needs to be sending invoices or copies of invoices to the departments charged with the amounts billed on those invoices. Bibliography lists 3 sources.
Filename: KSacctControl.rtf

Internal Control
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5 pages in length. This exceptional research paper examines the nature and importance of a system of internal control within an organization. The detailed procedures adopted by an enterprise to control its operations are collectively termed its system of internal control. As a firm grows, management finds it necessary to delegate authority as well as to place more reliance on the accounting system in controlling operations. Activities such as motion and time study, quality control and statistical analysis are in a broad sense elements of internal control. The term internal check is used to refer to the portion of internal control related to the accounting system. Bibliography lists 4 sources.
Filename: JGAincon.doc

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