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Papers On Accounting & Personal Finance
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Managing Finance for Quality; A Review
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This 5 page paper is a review of the book. “Managing Finance for Quality: Bottom-Line Results from Top-Level Commitment” by Stoner and Werner there is an approach that seeks to bring accounting into the mainstream of planning as a part of a total quality management (TQM) approach. The paper looks at the general concepts and outlines the book contents. The bibliography cites 1 source.
Filename: TEfinqual.rtf

Managing Interest Rate Risk
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8 pages in length. Citing that bank participation in derivative markets has risen sharply in recent years, the writer discusses interest rate risk and how to manage it with particular application to derivative contracts. Bibliography lists 10 sources.
Filename: Intrrate.wps

Managing Internal Pricing
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A 3 page paper discussing transfer pricing, segment margins and goal congruence in internal pricing. A common feature of decentralized organizations is the need to account for costs of internal segments doing business with each other or accounting for the portion of segment costs that can be considered to be organizational costs. All of these are common costs for the larger organization, costs that need to be accounted for so that their true and full effects are discernible. Bibliography lists 5 sources.
Filename: KSacctIntPric.rtf

Managing International Financial Risk
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This 20 page paper considers the major international financial risks that may be faced by a compnay trading in different areas and then looks at how these risks may be mitigated with tools such as hedging. The bibliography cites 15 sources.
Filename: TEinfinrisk.rtf

Managing Investments in China’s Reform Climate
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A 6 page research proposal written for inclusion in application to a PhD program. As China continues the transition from a state-controlled to a market economy, how will that transition affect long-standing systems that have been in place for decades, and what effect will it have on China’s long-term growth? Will China need to become increasingly “western” in its approach to financial markets, or will it be able to establish and follow its own course? Which approach would be of greatest benefit to the Chinese people? Bibliography lists 6 sources.
Filename: KSfinIntlChinRef.rtf

Managing to Retire Wealthy
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An 8 page paper examining the savings and investing activities needed during the working years that can yield a retirement fund in the millions. Retiring wealthy can be seen as being a characteristic of the greedy, but with today's increasing life expectancies retiring wealthy quite possibly can translate into being able to maintain only a middle-class lifestyle in later years. The point is that today's workers need to build retirement funds to the maximum amounts they can. In order to do that, they will have to invest in the market. IRAs and 401(k) plans should be part of everyone's savings plans, but only the market can provide the returns necessary to build sufficient retirement funds. Bibliography lists 8 sources.
Filename: KSinvestRetire.wps

Managing Working Capital
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A 6 page paper discussing the need to limit working capital. At first glance, increasing working capital over time would seem to be advantageous for the organization. While the company needs to seek to increase revenues over time, increasing the amount of working capital available to it is not always in its best interests. The financial manager needs to know how to allocate capital, including limiting the amount of working capital that the company carries. Bibliography lists 5 sources.
Filename: KSfinWrkCap.rtf

Mandatory Redeemable Preferred Stocks & Accounting Issues
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The controversy over treating the entity as debt or equity is examined in this 11 page paper. Both sides are discussed and the paper concludes that MRPS should be considered a liability for reporting purposes. Bibliography lists 10 sources.
Filename: Prestock.wps


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