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Page 317 of 518

MORTGAGE BANKING: AN OVERVIEW
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This 13-page paper covers the topic of how international mortgage banks are connected to those in the U.S., and how the financial crisis has impacted them. Bibliography lists 8 sources.
Filename: MTmorbanov.rtf

MORTGAGE INDUSTRY AND SOFTWARE SOLUTIONS
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This 4-page paper provides an overview of some mortgage software programs to help boost efficiency and elimiate some costs. Bibliography lists 4 sources.
Filename: MTmorsof.rtf

Mortgage Interest Rates 2005
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A 3 page paper discussing expectations for the housing market and particularly in terms of mortgage interest rates. The US economy continues to issue surprises. Many believed that mortgage interest rates would increase dramatically with the end of the post-9/11 recession, but such has not been the case. Not only have mortgage interest rates not increased at the pace anticipated earlier, they also are not expected to greatly increase in 2005 and into 2006. Bibliography lists 4 sources.
Filename: KSeconUSmortIntR.rtf

Mortgage Lending Practices Among Various Lending Institutions
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This 5 page paper looks at commercial banks, savings banks, mortgage companies and Internet lending firms and compares and contrasts different types of lending. How the applications are evaluated is discussed. Bibliography lists 5 sources.
Filename: SA206mtg.rtf

Mortgage Market Failure
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A 4 page paper discussing 2 articles from late 2007, each of which addresses developments in the mortgage market following the fall of the subprime portion of it. The paper provides a chart of how negative externalities lead to market failure, and a discussion of how increased government involvement may be able to lessen the negative effects of the market failure Bibliography lists 4 sources.
Filename: KSeconMktFailH.rtf

Mortgage Market Research
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A 6 page paper describing research into the current mortgage market. Following the meltdown of the subprime mortgage market in 2007, by early 2008 inventory is up and prices are down. In many areas of the country it appears that the housing market has hit bottom and now is poised to rebound. There is one major hurdle, however: it is increasingly difficult for those with good credit and solid income to gain a traditional mortgage. The object of the research effort is to discover underlying reasons for higher default rates associated with lower credit scores. Bibliography lists 5 sources.
Filename: KSresMort.rtf

Mortgage Questions
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This 5 page paper answers questions set by the student. The question considers why mortgage lenders do not see significantly improved profits from their fixed-rate loans when interest rates decrease. The second part of the paper considers what to link, if any, exists between mortgage rates and long-term treasury rates. The first question looks at the secondary mortgage market, the levels of activity in the way in which it differs from other capital markets. The bibliography cites 5 sources.
Filename: TEmortqu1.rtf

Mortgage Receivership & Foreclosure
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A 10 page paper discussing the duties of the mortgage receiver appointed in some cases of mortgage foreclosure. Even though the view of 'mine' is valid only for the mortgage holder, it is one that is difficult to separate from the realities imposed by foreclosure activities. As far as the mortgagee can see, that receiver whose purpose is to protect the property is the only'bad guy' in sight, and so he often receives the brunt of the mortgagee's frustrations. Bibliography lists 4 sources.
Filename: Mortrec.wps

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