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Papers On Accounting & Personal Finance
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Regression Analysis use to Calculate Future Prescriptions Expenditure
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This 5 page paper looks at the cost of Medicaid prescriptions and uses regression analysis to try to forecast the future costs. When looking at this in terms of a yearly pattern the paper looks at other potential influences such as inflation, population levels and unemployment levels to find the best correlation. The bibliography cites 2 sources.
Filename: TEregdrug.rtf

Regulation of Banking in Australia
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This 5 page report discusses several aspects of regulation of financial institutions in Australia. Australia’s banking system and its governing regulations have experienced the greatest changes in the past sixty years. However, the Australian economy, in general, has undergone major liberalization changes between the mid-1980s to the mid-1990s to make it competitive in world markets. Such changes have had in an impact in a number of ways on the financial systems of the nation. Bibliography lists 7 sources.
Filename: BWbnkaus.wps

Regulatory Influence on Bank Strategy
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A 10 page paper discussing the effects that new regulatory measures have had or may have on banks’ determination and implementation of strategy for the future. The Gramm-Leach-Bliley Act was signed into law in 1999, but it did not become official until 2004. Replacing the Glass-Steagall Act of 1934 that prevented banks from affiliating with other types of financial services (i.e., investments and insurance), retail and commercial banks now are free to pursue additional types of business. It is reasonable to assume that increasing numbers of banks of all types will incorporate the opportunities afforded by Gramm-Leach-Bliley into their strategies for the future. Bibliography lists 9 sources.
Filename: KSbankStratReg.rtf

Reich's "The Future Of Success: Working And Living In The New Economy" - Brief Chapter Overview
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4 pages in length. The writer briefly discusses corporate loyalty, the meaning of work, self-promotion, shrinking family, new communities and making choices. No additional sources cited.
Filename: TLCReichNewEc.rtf

Reinsurance in Bermuda;
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This 10 page paper considers the reinsurance industry in Bermuda, the background and the reasons for its success and as a result the influence it has on international trade. The paper includes the legislative and regulatory background as well as the practical implications. The bibliography cites 6 sources.
Filename: TEberins.wps

REITs -- Real Estate Investment Trusts:
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This 12 page report discusses REITs or “Real Estate Investment Trusts” and their current investment potentials. Real estate investment trusts were once thought of as either sleepy, defensive vehicles linked with the checkered past of the financial instruments of the ‘80s or else simply obscure investment vehicles. REITs currently account for approximately ten percent of the commercial real estate holdings in the United States. Many analysts are convinced that REITs combine the best features of real estate and stocks, giving an investor a practical and efficient means to include professionally managed real estate in an investment portfolio. Bibliography lists 12 sources.
Filename: BWrets.wps

RELATIVE STRENGTH OF STOCKS
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This 3-page paper focuses on relative strength of stocks, and whether this is a good tool for measuring the value of a stock. Bibliography lists 2 sources.
Filename: MTstocrele.rtf

RELATIVE VALUE CHANGE AND EXPECTATIONS IN GLOBAL CURRENCIES
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This 10-page paper deals with discussion of changes in the relative values of the yen, euro, dollar and sterling, as well as any future considerations. Bibliography lists 7 sources.
Filename: MTglocur.rtf


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