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Papers On Accounting & Personal Finance
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Should Risk Assessment be Left to Specialist Assessors?
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This 9 page paper looks at different types of risk and evaluates the proposition that 'risk assessment is a specialist function best left to its' experts'. The paper looks at the arguments for and against why risk assessing should be left to the experts and considers the possible outcomes that may arise from an inexperienced person carrying out such a task. Examples are used to illustrate points raised and different assessment models are considered. The bibliography cites 5 sources.
Filename: TEriskspec.rtf

Should Standards issued by the International Accounting Standards Committee be Universally Accepted
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This 5 page paper considers this question, arguing that international standards may not always be the best, but they will provide a level playing field. The bibliography cites 6 sources.
Filename: TEinstan.wps

Should Sunk Costs Be Considered in Decision Making?
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This 3 page paper considers whether or not sunk costs are ever relevant for decision-making purposes, why they may be argued as not relevant and the reasons why people often act as if they are relevant. The bibliography cites 2 sources.
Filename: TEsunkcost.rtf

Should the Bank Adopt a Strategy Providing Mobile Banking?
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Mobile banking is becoming a viable option for many banks. This 22 page paper looks at the potential of mobile banking and considers whether it is a strategy that should be adopted. The paper starts with an introduction, aims and objectives and gives a methodology based on a literature review. The literature defines mobile banking, considers the role of banks and looks at how mobile banking fits in with the traditional role of banks. The paper also discusses the advantages and disadvantages of mobile banking from the perspective of customer and the bank before reaching a conclusion. The bibliography cites 18 sources.
Filename: TEmobbank.rtf

Should the EU Place Further Limits on Working Hours?
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This 9 page paper examines the mandatory 48 hour work week. Should the EU shorten the work week? Both sides of the issue are discussed. Many arguments are made for each side. Bibliography lists 6 sources.
Filename: SA333R3.rtf

Should the UAE Float the Dirham?
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This 8 page paper discusses the issue of whether or not the United Arab Emirates should float its currency. Bibliography lists 8 sources.
Filename: HVFloUAE.rtf

Should the UK and Sweden Join the Single European Currency?
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This 66 page paper examines the issues influencing the British and Swedish decision regarding potential membership to the European single currency. The decision to join the Euro is not only economic, in addition to the many advantages brought by a reduction in barriers, such as the elimination of transaction costs and exchange rate risk and increased transparency, there are also disadvantages. These may include the lost of power by nation state central banks, and as such a loss of control over local economies. However, joining the single currency is also a greater level of political integration, which may have further reaching impact on financial markets in divergent ways, not only as a result of direct economic policy. This paper looks at the background, development and philosophy behind monetary union, the tools used to control and stabilise the union, including the convergent criteria, and considers the potential political, social and economic results. Against this the potential membership of Sweden and the UK is examined and a conclusion reached. The bibliography cites 34 sources.
Filename: TEUKSwedeu.rtf

Should We Return to the Gold Standard ?
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8 pages on the gold standard with such features as "the case for a 'bull' market." Bibliography lists 6 sources.
Filename: Goldstan.wps


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