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Papers On Accounting & Personal Finance
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The Impact of the Euro on the Corporate Bond Market
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This 5 page paper considers the impact of the transition to a single European currency on European corporate bond markets. Issues discussed include the reduction of barriers, increased transparency and the way the market is changing. The bibliography cites 5 sources.
Filename: TEbondmk.rtf

The Impact of the Financial Services Modernization Act of 1999 in the Financial Services Sector
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This 5 page paper considers the impact of this act, also known as the Gramm-Leach-Bliley Act. The paper examines the argument that the act will result in a few large financial superstores with oligopoly characteristics. The paper then discusses whether the limitation of assets of these larger companies may be seen as a single limitation measure. The bibliography cites 5 sources.
Filename: TEGLBact.rtf

The Impact of the Internet on the Real Estate Industry
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This 7 page report discusses the ways in which real estate professionals, whether in the residential or commercial fields, are feeling the impact of the Internet in their industry. The growth of Internet realty services --with more than 200,000 Web sites related to real estate -- has raised concerns in the industry about how, and to whom, real estate information is disseminated. There are the “traditional” Realtors who fear that those who are better-versed in “cyber real estate” may have an advantage over them. They probably should worry but they should also learn how they can also take advantage of the opportunities presented to them via the Internet. Bibliography lists 7 sources.
Filename: BWreal.wps

The Impact of the North American Free Trade Agreement on U.S. Firms
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This 5 page paper takes a look at NAFTA and its impact on U.S. firms. The future ramifications of the treaty on businesses is noted as well. Bibliography lists 6 sources.
Filename: SA030Naf.rtf

The Impact of Wearing a Seatbelt; A Statistical Analysis
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This 10 page paper takes an objective look at the statistics that result from the increased use of seatbelts. Using a wide range of data from a number of countries the statistical analysis indicated increased seatbelt usage also increases the accident rates, despite the increased protection it provides. Data included looks at accidents to drivers, passengers, pedestrians and other road users. The bibliography cites 9 sources.
Filename: TEseatbl.rtf

The Impact of Welfare to Work on the Economy
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A 7 page paper which presents an examination of how the welfare to work act has, and will, effect the economy of the country. Various statistics are provided as they involve some individual states. Bibliography lists 8 sources.
Filename: RAwlfrecon.wps

The Impact on Spain of Joining the European Economic Union and a Single Currency in the European Union;
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This 16 page paper looks at the possibility of Spain joining the European Union trading block and the economic effect that may be encountered. To examine this the background of the EU is discussed and the recent economic development of Spain is considered before we apply these factors to the way they may combine in the future should Spain choose the join focusing on the possible disadvantages. The bibliography cites 11 sources.
Filename: TEspaine.wps

The Implication of Australia Adopting International Accounting Standards
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This 6 page paper considers the short and long term impact of Australia adopting international accounting standards. Under the recently adopted Australian Accounting Standard Board 1047 regulation; Disclosing the Impacts of Adopting Australian Equivalents to International Financial Reporting Standards a number of regulations have been introduced and standards changed. This paper looks at the advantages and disadvantages. The bibliography cites 5 sources.
Filename: TEausint.rtf


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