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Papers On Accounting & Personal Finance
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The United States Is In A Financial Bubble
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A 10 page paper that discusses the premise that the U.S. is in a financial bubble. What is a financial bubble? That is explained. Economists agree the economic 'recovery' has been a cycle of starts and stops, leaving experts and executives very cautious. More than 2 million jobs were lost between the early part of 2001 and June 2003 but over the last two months, almost 250,000 new jobs have been created. This essay discusses some of the reasons for the 'bubble' effect and the steps that may need to be taken to emerge from this state. Bibliography lists 4 sources.
Filename: PGbubec.rtf

The United States: A Leading Market Economy
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3 pages in length. This paper discusses the U. S. as well as global economy and how the U. S. will be impacted in the year 2000. Includes a map of the U. S. showing resource depletion. Bibliography lists 4 sources.
Filename: JGAuseco.wps

The US and South Korea; Balance of Payments
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This 5 page paper consider the balance of trade in the US and In Korea and argues that the Korean economy is disproportionately reliant on the US economy. The bibliography cites 3 sources.
Filename: TEuskore.rtf

The US Economy; 2008
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This 5 page paper looks at the condition of the US economy in the latter part of 2008. Economic indicators such as GDP, CPI, Unemployment, exchange rates and interest rates are all discussed. The bibliography cites 10 sources.
Filename: TEus2008.rtf

The US Stock Market in the Late 1990s
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A 14 page paper discussing the activity of the US stock market over the past five years, reasons it behaved as it did and suggestions for decreasing volatility. The US stock market can be lucrative for patient investors who make good decisions. There are many more protections in place now that did not exist in 1929, including the ability to suspend trading on any day when the market is showing great decline. However, the old rule of not investing more than can be lost without great consequence is still the one to follow. Until investors are able to read annual reports trusting that there is no work of fiction involved, regulatory agencies need to continue increasing scrutiny in financial reporting. Bibliography lists 7 sources.
Filename: KSstckMkt1990s.rtf

The Use and Contradictions of Total Costing and Marginal Costing
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This 9 p-age paper looks at how accountants refer to full cost whilst at the same time using contribution theory and break-even analysis and critically appraises the two approaches which appear to contradict to each other. The bibliography cites 10 sources.
Filename: TEtotalc.rtf

The Use and Misuse of Derivatives
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This 8 page paper considers what derivatives are and then looks at some examples of how they should and should not be used. The examples of usage include the use of futures for long and short hedging and for speculation. The bibliography cites 6 sources.
Filename: TEmisdvt.rtf

The Use and Misuse of Figures and Statistical Analysis
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This 20 page paper is written in four parts. Part one looks at a business proposal carries pout forecasts for the proposal of a new restaurant, showing how weekly, monthly and yearly forecasts can be made using excel. This section also shows the formula tables used for the projections. This section also considers the aspects which may not be including in financial proposals, such as stakeholder analysis and also the different between the flat rate and the annual percentage rate also known as the APR. The second part of the paper looks at time series data, what it is, how it can be used and presented using excel, and also the problems when using monetary time series data, explaining the difference between current and constant prices. Examples are given on this section. The third part of the paper looks at cross sectional data, what it is an how it can be used, an example is given. The example given is then analysed and the potential problems with this analysis are discussed. The last part of the paper explores correlation coefficients. Looking at what they are and how they may be used, as well as the way in which they maybe misused or misinterpreted. Examples are given to illustrate points raised. The bibliography cites 7 sources.
Filename: TEfigstat.rtf


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