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Papers On Accounting & Personal Finance
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Using The Wall Street Journal to Determine Timing on an IPO
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This 5 page paper considers the way the Wall Street Journal may be used to determine if it is a good time for an initial public offering to be made. The writer shows how the financial and news pages ma be used to search for relevant information. The bibliography cites 5 sources.
Filename: TEwalipo.rtf

Usury Laws - General And North Carolina
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This 3 page paper explains and discusses usury laws. There is no federal law specifying maximum interest rates and fees for credit. Congress believed the Truth in Lending Act would provide sufficient protection for debtors. That is not true. This essay reports the number of states with and without usury laws and then provides the maximum legal rates in North Carolina. Bibliography lists 2 sources.
Filename: PGusur.rtf

UTILITY, CONSUMER SURPLUS AND VOLUNTARY EXCHANGE
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This 3-page paper attempts to answer concepts in consumer surplus and utility. Bibliography lists 2 sources.
Filename: MTeconcons.rtf

V. Daniel Hunt's "Cost Accounting"
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A 5 page paper that discusses the topic of Hunt's book. This paper provides an overview of basic cost accounting structures and considers the importance of cost accounting as it relates to corporate decision-making processes.
Filename: Costacct.wps

VALUATION OF REEBY SPORTS
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This 3-page paper focuses on a case study dealing with valuation of a sports equipment shop. The typic includes discussion of future growth earnings and p/e ratios. Bibliography lists 2 sources.
Filename: MTsporvalu.rtf

Valuation of Rondo Securities
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This 5 page paper looks at a case study supplied by the student and values the securities on the balance sheet; the loan, the bonds and the common stock, using present value, net present value, yield to maturity, dividend discount model and CAPM. The bibliography cites 3 sources.
Filename: TErondo2.rtf

Value-Based Management in the Financial Services Industry
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A 10 page paper discussing the interest that a financial institution is likely to have in value-based management and value chain assessment for decision-making purposes. Value-based management rests on the concept of the value chain, consisting of the inbound logistics; operations; outbound logistics; marketing and sales; and service (The Value Chain, 2005) activities of the organization. Financial services organizations must address all of these issues as well as the financial aspects of operations of businesses they are assessing for investment or financing services, or even for acquisition. Bibliography lists 12 sources.
Filename: KSfinValBmgmt.rtf

Valuing an IPO for JetBlue
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This 12 page paper is based on a case study supplied by the student. Based on information in the case study potential prices for shares in the company's IPO are calculated, models used include the dividend discount mode and ratios analysis. The different models are considered and a price is determined and justified. The bibliography cites 6 sources.
Filename: TEjetblueipo.rtf


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